Haven's sliding scale APY is based on the number of people you refer. Haven's base APY is 2.35%. For each person who is referred, you'll get an additional 0.25% bonus on your Savings balance automatically.
Haven's APY is compounded daily on the balance in your Haven Savings account and paid quarterly. APY is the annual percentage yield, meaning you'll earn a total of 2.35-4% on your balance by the end of the year.